Discounted Apple iPhone $29 Battery Replacement: Available Now

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In case you missed it, Apple disclosed that their operating system slows down the phone in some cases if the battery gets too old. As part of their official explanation and apology, Apple has reduced the price of a OEM battery replacement to $29, … [Read the rest]

Healthywage Review: Bet on Yourself, Get Paid To Lose Weight

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It's that time of year, and since I eventually lost 50 pounds with the help of this and other weight-loss betting sites (and have kept it off since), and I wanted to share my experiences including both positive and negative aspects. After reading … [Read the rest]

DietBet Review: Using Money To Motivate You To Lose Weight

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It's that time of year, and since I eventually lost 50 pounds with the help of this and other weight-loss betting sites (and have kept it off since), and I wanted to share my experiences including both positive and negative aspects. DietBet.com … [Read the rest]

Investment Returns By Asset Class, 2017 Year-End Review

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Happy New Year! As the markets have closed for the last time in 2017, it's time for a year-end review. While I do rebalance my portfolio quarterly, I only dig into performance numbers once a year. That's a big change from a decade ago, when I … [Read the rest]

New Tax Bill: Pay State and Property Taxes By End of 2017

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The new tax bill that takes effect in 2018 raises the standard deduction and caps certain itemized deductions. Therefore, if you will itemize your deduction in 2017, you may want to grab whatever you can this year to get the full value of those … [Read the rest]

edwardfurlong Portfolio Asset Allocation, 2017 Year-End Update

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Here is a year-end update on my investment portfolio holdings for 2017. This is my last-minute checkup in case I need to rebalance to make another other tax-related moves. This includes tax-deferred 401k/403b/IRAs and taxable brokerage holdings, … [Read the rest]

529 Plans Will Allow Private School K-12 Tax-Free Withdrawals

Starting in 2018, qualified educational expenses for 529 plans will include up to $10,000 a year in tuition and expenses for primary and secondary school expenses (public, private, or religious). Previously, you could only use it towards qualified … [Read the rest]

Blue Cash Preferred from American Express Review: 6% Cash Back on Groceries

Blue Cash Preferred from American Express Banner

The Blue Cash Preferred® Card from American Express is a cash back rewards card with a unique feature that still hasn't been copied by competitors: 6% cash back at US stand-alone supermarkets on up to $6,000 per year in purchases. If you spend $500 … [Read the rest]

Healthcare Flexible Spending Accounts: Last-Minute FSA Eligible Ideas

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Updated. Here's my annual reminder to get back all the money you put into your Healthcare Flexible Spending Accounts (and other such accounts) before the end of the year. First, here are some possible exceptions: Some plans allow a grace … [Read the rest]

Ally Bank 11-Month No Penalty CD Review: 1.60% APY for $25k+

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(Update: As of 1/4/18, Ally has dropped some of the rates below. Please refer to their website for the most current rates.) Updated. As of 12/19/17, Ally Bank raised the rate on their 11-month No Penalty CD and their 12-month traditional … [Read the rest]

Infographic: 529 State Tax Deduction Value Comparison Map 2017

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Amongst the many things to consider at years-end is a contribution to a 529 college savings account. (I just made my contribution for kid #3.) In addition to the federal tax-free growth towards qualified college expenses, more than 30 out of 50 … [Read the rest]

5% Cash Back Credit Cards: Rotating Categories Update 2018 Q1

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Activation for 1st Quarter 2018 is now open. Last chance for Q4 2017 bonuses. The credit cards below offer a hefty 5% cash back on categories that rotate each quarter. It takes a little extra attention, but I also rack up over a hundred dollars in … [Read the rest]